We’re not sure about you but there are always some nagging questions about insurance that websites don’t answer or don’t want to answer. Here’s our list of those insurance urban legends and some straight answers:

Why must insurance cost so darn much?

Do insurance companies make a ton of profit?

Do I need to tell the insurance company about all the drivers in my household?

If I don't pay my insurance on the due date, is there a grace period?

I'm buying a used car. The title to the car shows a lien holder... what does that mean?

I just bought a dog for my kids... are it covered under my home insurance?

I see lots of tornadoes on TV... do I need special insurance to protect my residence?

My parents are elderly and need some help around the house. We hired a home-care aide to assist them. Will mom and dad's home policy provide all the insurance we need?